Welcome to Economypedia,a community building a complete economic dictionary and wiki of economic terms. We experience the economy on a daily basis and our collective decisions often define what the economy is going to do in the future. Economypedia is free for all to use and edit. Find out about Mortgage . Mortgage is a debt instrument secured by taking a particular real estate as collateral. The borrower is compelled to repay with a preset schedule of payments. Mortgages are utilized by businesses and individuals to finance large real estate purchases without paying directly the entire quantum of purchase value. It is also known as 'claims on property' or 'liens against property'.
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